Thivakar Pushparaj

WHO AM I?

I believe that we should all never stop learning and developing. Whether that be through organised study, or having a considered view of life and experiences. I love talking to people from all walks of life as it gives me a wider view of society. I feel it is valuable to be open to guidance and advice, and consider the principles by which we manage our money (and lives!). This adds to the ongoing growth and learning.

I have been a Financial Adviser for over 16 years and I love working with people! In that time, I have helped hundreds of singles, couples and families achieve home ownership, manage their financial affairs and invest for the future. Simultaneously, over those 16 years, I have also been on a journey of my own learning all about this industry both the easy way - through study and education AND the hard way too - through experience and making my own mistakes. I still remember buying my first property all those years ago, and the confused feeling of fear and excitement! I am married to Tausili – my always ready for a challenge wife of 11 years, and we both enjoy living and working in the heart of this great city of Wellington!

WHAT DO I DO?

I share all of my learnings and experiences in the areas of property, financial management and investing with likeminded people whom I enjoy working with! I have a very good track record with young professionals and business owners. I deal with many 1st Home Buyers in Wellington and throughout NZ along with growing families who are upgrading, as well as investors. My clients take advantage of the strong relationships that I have with the banks and insurance companies. I’ve worked very hard to build these relationships over the years and because of this, I have been able to push applications over the line that may not quite fit the banks or insurers ‘box’.

There are 3 key ways that I help my clients.

1 – First Home Buyers and growing property needs – whether it be renovations, selling and buying; or building your next home.

2 – Protection and Insurances – Insurance can be a dirty word, but mitigating risk is a must have in any plan to secure your future.

3 – Refinancing – I’m in your corner if you’re not feeling the love from your bank or if you just need a better fit between what you desire and what the market place can offer. I’m here to give you the right advice so that your mortgage works the best for you and to accelerate the rate of repayment to save you money.

I am a huge fan of having a plan; and being proactive! Most people don’t when they start looking at property or their financial affairs; and end up taking on a bunch of financial products in a reactive way. Over time, this becomes unsuitable and unsustainable.

I help people to put something on paper and follow it through. The end goal is to help them push through the inevitable road blocks to achieve their financial goals.

WHAT DO I DO WHEN I AM NOT WORKING?

I believe that society has changed drastically in the last 2 decades from the time when I was at university. So when I’m not with my family, I enjoy mentoring secondary school and university students to help them take on this crazy world that we live in. I also enjoy being behind the wheel of (or often under) my new, old truck which continues to excite and challenge me!