DUX Talk
Featured
As a financial adviser in New Zealand, I often see business owners overlook the critical aspect of shareholder protection. This form of insurance is designed to safeguard your business if a shareholder becomes critically ill, disabled, or passes away.
Financial Wellbeing means different things to each of us.
It can be as simple as your ability to manage your money. And isn’t necessarily dependant on the amount of money you have.
For me it is more than just being able to pay your bills.
For many people, going into the new year meant making clear goals and determinations to change things and do better. I have had many sessions with people already this year wanting to get better with money.
The challenge with resolutions is they are made in a moment of excitement, and that excitement cannot be maintained indefinitely.
Some of you will have already done your Christmas shopping, booked your flights and accommodation, or generally organised yourselves for the holidays.
To those that have, I commend you!
It is clear that to a certain extent, it depends on your up-bringing.
As a financial adviser, I often talk about the importance of planning for the future, managing investments, and saving for retirement. But today, I want to discuss something equally crucial: your health. November is Men’s Health Awareness Month, also known as Movember, and it’s the perfect time to get caught with your pants down – metaphorically speaking – and take a good look at your health.
We often get asked about what advice is for and its value. Advice is for many things, but it all comes down to making sense of Life’s defining moments.
It may be difficult to see how this applies so here are some ideas.
“Without Knowledge, action is useless and knowledge without action is futile.”
― Abu Bakr
The terms financial literacy and financial capability are closely related, but have distinct meanings. These terms get thrown around all the time, but what do they actually mean? We outline the differences below and explain why you should care.
We buy insurance to get a claim paid, not to just watch the money go out every month. What happens at claim depends on how you bought the cover.
The biggest investment that most Kiwi’s will make in their lives is purchasing their first home.
It comes with its own set of risks as we have all seen in the falling house prices and increased interest rates over the last few years.
Most of us are happy to take those risks on, as we all want a place to call our own and something to pass on to future generations
For many years – a mortgage “broker” has been the person you use as a go between you the client – and the bank.
Essentially a mortgage adviser does exactly the same thing – so for you the clients – the term is interchangeable.
Can Coffee and a Mortgage Coexist?
For many, a daily takeaway coffee is a simple pleasure—a small ritual that jumpstarts the day. But when considering mortgage affordability, a common question arises: Do small lifestyle expenses, like coffee, really stand in the way of homeownership? The short answer is No, but financial awareness is key.