We often get asked about what advice is for and its value. Advice is for many things, but it all comes down to making sense of Life’s defining moments.
It may be difficult to see how this applies so here are some ideas.
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I often talk to people who think that because they have not started planning in the 20s, its too late now in their 30s, 40s, 50s or even 60s.
While the best time to start planning for your future is when you start work, the next best time is today, or tomorrow.
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Everyone seems to be obsessed with Mortgage rates, they are the main topic I see around. My social media ads are bombarded with Mortgage advisers telling me now is a good time to refinance for better rates or free money and I’ve been hearing about the “trend down”, or the “expectations” of rate drops etc.
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Don’t panic sell your investments, if you think you have to cash out soon, get advice. This shall pass, you need to Hold Fast.
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In short yes. But here’s the thing, where or how to invest is less important than why to invest.
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