Posts in Niraj Patel
Retirement Planning in NZ: Navigating Costs, Income, and Lifestyle Choices

Retirement planning in New Zealand requires more than just relying on NZ Superannuation. With inflation, rising living costs and varying lifestyle preferences, retirees need to consider their financial resources and future goals. Here’s a breakdown of retirement expenses, financial strategies, and how to prepare for this stage of life.

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The subtle difference between Financial Literacy & Financial Capability

“Without Knowledge, action is useless and knowledge without action is futile.”

― Abu Bakr

 The terms financial literacy and financial capability are closely related, but have distinct meanings. These terms get thrown around all the time, but what do they actually mean? We outline the differences below and explain why you should care.   

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