We buy insurance to get a claim paid, not to just watch the money go out every month. What happens at claim depends on how you bought the cover.
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In tough economic times why is it that personal insurance is the first expense that most people think is fair game to reduce the cost of or cancel completely.
I don’t disagree that insurance products are a purchase that is often made begrudgingly. What is there to show for them other than a folder full of terms and conditions and jargon most don’t understand.
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